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读者对象:金融证券工作者、经济学、管理学研究教学工作者,党政企事业单位领导干部,理论宣传工作者,中外企业经营者及中高层经营人员。 20世纪80年代以后,在高新技术和经济贸易全球化的推进下,金融全球化在国际社会范围内快速展开,从而,使中国金融的进一步发展面临着一个新的国际金融环境。如果说在前20年时间内中国金融改革还主要集中在境内展开,借鉴国际金融的经验、引进境外金融机构等是金融对外开放的重心所在,从而境内金融受国际金融走势的影响相对较小的话,那么,进入21世纪以后,要实施“引进来”与“走出去”相协调的发展战略,中国金融改革就不能不充分考虑国际金融格局的变化和走势并进一步调整发展走势和金融结构,以利于推进中国金融融入全球化的过程。在此背景下,2000年5月由我们申请了中国社会科学院重大研究课题《金融全球化与中国金融改革和金融发展研究》,以期对金融全球化背景下的中国金融改革和发展进行深入的探究。 由于在2000年初,中国加入世贸组织的可能性虽已比较明晰,但时间表和中国开放金融业的承诺都尚不明确,所以,本课题最初设想是以加入WTO后的中国金融变化为主要切人点,将研究重心放在探讨金融全球化条件下中国金融的基本制度框架、基本结构和运行机制及其对中国经济发展、企业改革、经济结构调整等各方面的影响。其中包括:(1)分析金融全球化及中国加入WTO后,中国金融体制、金融结构和金融机制将发生的各种变化,这些变化对中国金融各业、金融市场发展的影响;(2)评估现行的中国金融体制的市场化程度及金融体制市场化程度低下对实体经济面的各种效应;(3)探讨中国金融市场国际化的条件、步骤、效应,并据此探讨中国金融体制改革深化和金融市场发展的进程、速度和对应政策; (4)研究中国金融改革与金融发展,对金融全球化进程的深刻影响。但两年多来,随着中国加入世贸组织,有关加入WTO后的中国金融改革和发展方面的研究成果已相当丰硕,继续从这一角度来展开本课题的研究,虽也将有更加深化的新认识和新成果,但相当多的篇幅将重复前人已有的论述和结论,同时,在加人世贸组织以后,对中国金融进一步的改革和发展来说,最重要的问题已不是如何实现人世承诺,而是如何以此为新的起点,加快市场化和国际化步伐,从而,不仅接受金融全球化的国际影。向,而且因加入金融全球化的过程而影响金融全球化进程,由此,经课题组反复研讨,最终确定从“中国资本账户开放”切人,来展开本课题的研究。 两年多来,随着加入世贸组织,中国境内的金融改革和发展快速深化,这一方面给本课题的研究提供了大量实践素材,从而有效推进了本课题研究成果的深化,但另一方面也使本课题的研究进展受到明晰制约。一个突出的现象是,一些前期研究的成果尚未定稿就因“落伍”于实践进程而重写甚至“淘汰”,所以,本课题的相当一部分成果几易其稿才最终封笔。在各章初稿完成以后,课题主持人用了半年多时间进行了大量增补、修改和调整工作,其中一些内容近乎重写,但即便如此,也许还能发现一些难以如意乃至败笔之处,对此,我们深表歉意并诚恳地期待着同仁们的批评指正。 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